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Home | Finance | Insurance

Health Insurance Coverage--Is It Only For The Old And The Ill?

By: Cynthia Perfeni

It is alarming that a growing number of healthy and fit individuals nowadays actually think that they have no need for health insurance. They exercise regularly, do not use tobacco or take alcohol, eat nothing but a nourishing diet, and lead a healthy, relaxed lifestyle. Some even convert to vegetarianism, do yoga meditation, reiki, chi gong and other Eastern practices thought to help prevent diseases and increase longevity. So who needs medical coverage anyway?

However, a number of these health buffs, some in the prime of their lives, all of a sudden get ill and expire. You've probably heard of someone who, while exercising, just suddenly keeled over and fell dead in his jogging outfit. This just disproves that being healthy means being invincible to all diseases and sickness. There will always be a "chink in your armor" that infections and dread diseases can penetrate.

Is medical insurance coverage only for the elderly and the infirm?

If health is wealth, then it cannot be stressed enough that having medical insurance coverage is definitely one of the best investments you can ever have. The well-known pro-firearm slogan, "It is better to have it and not need it than to need it and not have it" can very well hold true for health insurance.

Medical coverage is one of the hot issues that often sparks debates and controversies. Each individual has his or her own belief as to who should get health insurance coverage. As was stated above, the healthy and the strong sometimes believe that they don't need health coverage anymore. The sober truth is nobody is born with a crystal ball to gaze into their future. No one can foretell the date and circumstance when they will get ill and require the attention of a doctor.

Another issue is that uninsured healthy people have the tendency to miss health checkups and regular physicals that provide advance detection of diseases, abnormalities and malignancies that could be soundlessly spreading in their body. This can lead to disastrous results.

What are the positive aspects of health coverage?

This popular type of insurance safeguards you and your loved ones from sudden medical emergencies that could lead to financial crisis. A well-chosen medical insurance coverage plan can provide some financial security and save you from a lot of concerns if and when urgent medical care should is necessary.

This coverage makes cash available to purchase the various medical costs and medical care requirements covered by the policy. It also covers disability expenses and long-term medical care requirements like in-house nurses and other health professionals. This means you get immediate and complete health care as compared to uninsured people.

How does health insurance help maintain your health?

One misconception about this type of insurance is that it is only a way of settling medical bills in case you became sick or became injured. While this is true, it is just a component of the many benefits of medical insurance coverage and not the whole. This kind of insurance not only insures your health; it ensures it.

Keeping you in perfect medical not only helps keep the price of medical care at a minimum, it can make medical insurance premiums low and within reach of everyone. Health insurance providers like Blue Cross Blue Shield know the value of keeping you healthy. They are also aware that keeping you in good shape eventually saves them a substantial amount of money.

Health coverage companies have various ways to make you aware of the advantages of staying healthy. One of them is through educating the public by means of available online materials and data. They help the public understand that smoking causes cancer, that being overweight leads to heart complications, that wearing protective gear lessens the damage of accidents, or that stress-filled living leads to an earlier grave.

Article Source: http://bytepowered.org/articles

Your health is the best investment you can make and you should take great measures to protect it. Dan Abrams and his team offer medical insurance in California and can offer help in choosing a health insurance plan to help insure your own well-being.

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