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Home | Legal

Minimizing Stress on Car Accident Claims

By: Ivonne Jade Agustin

Car accidents cannot only injure a person; it can also damage one�s property and alter one�s life forever. When an accident causes debilitating injuries to a person, which sometimes led to a disability, to paralysis or even death, an accident becomes something far more serious than anyone can expect.

Filing for claims would also take a lot of time even if there is an insurance company who should pay your claims. They can cause victims hassle and unnecessary use of resources.

However, there are Insurance Car Accident Laws who would protect victims from scrupulous insurance companies of the other party who is at fault. These laws entitles the victim to receive claims for the damages on his end,

Insurance Company Hassles

There are many issues that an insurance company may present. They may sometime disagree to paying the claims for various reasons. To minimize them, it is helpful to know and understand the things that might be a problem in the future.

� Denial on the end of the other party

Though it might appear clear to you that the other party have caused the accident, he might deny it and his insurer might back him up to avoid paying up for the damages.

� Inform them of the accident

It is the duty of the offender to contact his insurance company about the accident. However, he may fail to do so and you can end up having denied claims from his insurer.

� Inform your insurer as well

Even if you are not at fault, it would be beneficial to contact your insurer immediately as well to let them know about the accident. You also have the option of filing claims to them.

� Prescription of repair shop

The insurer of the party who has caused the accident may make suggestions of where to repair your vehicle. But in the end, it is still your choice of which repair shop you would choose.

� Prolonging the repair

Insurance companies may sometimes cause the delay of the repair. You can tell them that your claims would be higher as the repair is being held-off

Things to do After an Accident

After an accident, a person may be dizzy and in a state of shock. But, he must keep calm and do some things which would ensure his compensation for the accident. To prevent any hassle in terms of receiving claims, you must keep these things in mind:

� Document the Accident

If you can, take photos of the damages and your injuries after an accident. This would prove the severity of the crash and possible indication that the other party has caused the collision.

� Have Yourself Checked

Immediate medical attention is crucial as they can detect injuries from the accident and treat it immediately.

� Keep Bills and Police Report

Medical bills and a personal copy of the police report are court-admissible documents which would strengthen your case.

� Get Details from the Other Driver

You must get contact and insurance information from the other driver. You may use these details to contact his insurance provider that you need to contact.

Pursuing a claim for damages in a car accident may involve complex laws. Hence, if you happen to be injured in a car accident and decides to file a claim, it is important to seek the help of a knowledgeable lawyer.

Article Source: http://bytepowered.org/articles

Our expert personal injury attorneys handle Car Accidents and other related issues. To consult with them, visit our website and avail of our free case analysis.

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